Blockchain comes alive The financial services industry is exploring the promise of blockchain technology. A variety of consortia, including the business-focused Digital Trade Chain Consortium and the technology-focused Hyperledger, have been having thoughtful discussions. These discussions and experimentation have given rise to collaborative pilots and private implementations. Some of these ...

Decoding data to bolster growth and transform the enterprise View this study from here: https://www-935.ibm.com/services/us/gbs/thoughtleadership/cognitivebank/

This report is IBM's third cross-C-suite Study and the 19th edition in the ongoing series of CxO studies developed by the IBM Institute for Business Value (IBV). We now have collected data and insights from more than 40,000 interviews dating back to 2003. We reinvented the program to collect data ...

Reimagining finance Digital technologies create unprecedented opportunities by fundamentally changing business economics. This presents new challenges for finance, requiring CFOs to accelerate the shift from analog to digital, unlocking new value from enterprise data faster. We call this process Digital ReinventionTM, and it involves completing digitization of finance operations and ...

Reimagining the enterprise Reports of banking’s demise have been greatly exaggerated. Banking and banks are here to stay. However, the way banking is conducted – and at times who conducts it – is changing. Intense focus on cost cutting and efficiency is ceding to expansion and growth. But growth extends ...

Systems that learn The Fourth Industrial Revolution, in which augmented human intelligence creates a confluence of the physical, digital and biological realms, is underway. 1 We are now living through the “end of code,” moving from a coding world to a learning world. In the coding world, the aim was ...

India’s digital drive India’s banks are transforming. They are investing heavily in digital technologies to catch up with leading global competitors offering wide-ranging and sophisticated services. At the same time, current innovations, such as the IndiaStack, are creating a rapidly growing digital citizenry. These digital consumers are increasingly demanding that ...