Ash Gupta promotes company-wide innovation to drive revenue growth along with best-in-class credit and fraud results for American Express. He leads a team of more than 1,500 data scientists, business strategists and analytical experts. Together, the team drives industry-leading outcomes in credit and fraud write-offs and big data capabilities across all American Express businesses and geographies. Mr. Gupta is an executive officer of American Express and reports to company's Chairman and CEO.

Mr. Gupta's prior roles include the company's Chief Risk Officer, and CEO of the U.S. Banks, along with broad leadership positions in Finance and Strategic Planning. In addition, Ash has been the (co)founder of many businesses at the Company … including American Express Federal Savings Bank, American Express Merchant Finance, small business lending, and Amex Advance. Ash has mentored a wide range of leaders and businesses in ecommerce and payments globally.

Mr. Gupta earned an MBA from Columbia University and a bachelor's degree in Engineering from Indian Institute of Technology (IIT), Delhi, where he and his wife have endowed a Chair Professorship for Decision Science. He was honored by IIT with its Distinguished Alumni Award in 2006. Currently, he serves on the boards of Encore Capital Group (NASDAQ: ECPG), Big Brothers Big Sisters of New York, and South Asian Youth Action (Advisory Board).